Unsecured Loan
Most people have the misconception that only banks and government institutions can sanction business loans. The truth is, there are several types of business investments available in the market that can be considered as a business loan.
Building Better
Financial Future
The ultimate goal of saving is to reach financial independence
Business Loans up to ₹ 2 Crore
Fast Business Loan Processing
ELIGIBILITY PARAMETERS
Fast Turnaround Time
No collateral required
Flexible Repayments
Extended Loan Tenure
CRITERIA
Age
Annual Income
Annual Turnover
Years In Business
SELF - EMPLOYED
25 - 65
Rs. 1 Lac P.A
Rs. 1 cr
1 Yr
DOCUMENTS REQUIRED
- 01
Passport size coloured photograph ( applicant and co-applicant )
Photo Identity Proof ( applicant and co-applicant )
Pan Card*
Adhaar Card*
Passport
Driving License
Voter ID
Applicant Residence Address Proof & Office Address Proof: Any one from the following
Latest 2 months Landline telephone bills
Latest 2 months Post paid Mobile bills
Gas bill with bond
Banker’s verification/ Passbook with stamp on photograph along
with applicant’s signature
Valid rental agreement & latest agreement bill
Property ownership proof: Any one from the following
Property Documents
Electricity Bill
Water Bill
Tax paid receipt
Water Bill
Tax paid receipt
Business Existence proof: Vat Registration license Or Service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years).
GST Monthly 3B Returns ( Latest 6 months or 1 year to till date)
Income Proof: ( IT returns complete set of latest 2 years along with 3CB & 3CD)
Bank statement:
All savings banks statements of the applicant (6 months - till date)
Company All current a/c’s bank’s statements (6 months - till date, C C A/C, OD A/C)
C C A/C & OD A/C sanction letter
DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.
- 02
Passport size coloured photograph ( applicant and co-applicant )
Photo Identity Proof ( applicant and co-applicant )
Pan Card*
Adhaar Card*
Passport
Driving License
Voter ID
Company Pan Card
Partnership Deed
Residence and Office Address Proof: Any One from the following ;
Latest 2 months Landline Telephone bill
Latest 2 months Post Paid Mobile Bills
Gas Bill with Bond
Banker’s Verification/ Passbook with stamp on photograph along
with applicant’s signature
Valid rental agreement and latest electricity bill
Property Ownership Proof: Any One from the following:
Property Documents
Electricity Bill
Water Bill
Property Tax paid receipt
Business Existence Proof: Vat Registration License or service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years old)
GST Monthly 3B Returns. ( Latest 6 months or 1 years to till date )
Income Proof: ( IT returns complete set latest 2 years along with 3CB & 3CD with Audit Report.)
Bank Statement: All savings banks statements of the applicants ( 6 months - till date)
Company All current a/c’s bank’s statements ( 6 months - till date, C C A/C, OD A/C.)
C C A/C, OD A/C: sanction letter
DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.
- 03
Passport size coloured photograph ( applicant and co-applicant )
Photo Identity Proof of all directors: Any two from following:
PAN Card*
AADHAR Card*
Passport
Driving License
Voter ID
Company PAN Card.
Incorporation certificate with MOA & AOA.
Latest form 20B and share holding patterns.
Applicant Residence Address Proof & Office Address Proof: Any One from the following;
Latest 2 months Landline telephone bill
Latest 2 months Post Paid Mobile Bills.
Gas Bill with Bond
Banker’s Verification/ Passbook with stamp on photograph along
with applicant’s signature.
Valid rental agreements and latest electricity bill
Property Ownership proof of all directors: Any one from the following:
Property Documents
Electricity Bill
Water Bill
Property Tax paid receipt
Business Existence Proof: VAT Registration license Or Service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years old )
GST Monthly 3B returns. ( Latest 6 months or 1 year to till date)
Income Proof : Company IT returns & individual ITR of all directors, complete set of latest 2 years along with 3CA & 3CB and Annexure ‘A’ schedules required
Bank statement:
All savings banks statements of the applicants ( 6 months - till date)
Company all current a/c’s bank’s statements ( 6 months - till date, C C A/C, OD A/C)
C C A/C, OD A/C sanction letter
DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.
Visiting card.