Unsecured Loan

Most people have the misconception that only banks and government institutions can sanction business loans. The truth is, there are several types of business investments available in the market that can be considered as a business loan.

Building Better
Financial Future

The ultimate goal of saving is to reach financial independence

 

 

 

ELIGIBILITY PARAMETERS

Business Loans up to ₹ 2 Crore

Fast Business Loan Processing

Fast Turnaround Time

No collateral required

Flexible Repayments

Extended Loan Tenure

CRITERIA

Age

Annual Income

Annual Turnover

Years In Business

SELF - EMPLOYED

25 - 65

Rs. 1 Lac P.A

Rs. 1 cr

1 Yr

Documents Required

Proprietorship company


  • Passport size coloured photograph ( applicant and co-applicant )
  • Photo Identity Proof ( applicant and co-applicant )
Pan Card* Adhaar Card* Passport Driving License Voter ID
  • Applicant Residence Address Proof & Office Address Proof: Any one from the following
Latest 2 months Landline telephone bills Latest 2 months Post paid Mobile bills Gas bill with bond Banker’s verification/ Passbook with stamp on photograph along with applicant’s signature Valid rental agreement & latest agreement bill
  • Property ownership proof: Any one from the following
Property Documents Electricity Bill Water Bill Tax paid receipt Water Bill Tax paid receipt
  • Business Existence proof: Vat Registration license Or Service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years).
  • GST Monthly 3B Returns ( Latest 6 months or 1 year to till date)
  • Income Proof: ( IT returns complete set of latest 2 years along with 3CB & 3CD)
  • Bank statement:
All savings banks statements of the applicant (6 months - till date) Company All current a/c’s bank’s statements (6 months - till date, C C A/C, OD A/C)
  • C C A/C & OD A/C sanction letter
  • DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.




Partnership Company


  • Passport size coloured photograph ( applicant and co-applicant )
  • Photo Identity Proof ( applicant and co-applicant )
Pan Card* Adhaar Card* Passport Driving License Voter ID Company Pan Card Partnership Deed
  • Residence and Office Address Proof: Any One from the following ;
Latest 2 months Landline Telephone bill Latest 2 months Post Paid Mobile Bills Gas Bill with Bond Banker’s Verification/ Passbook with stamp on photograph along with applicant’s signature Valid rental agreement and latest electricity bill Property Ownership Proof: Any One from the following: Property Documents Electricity Bill Water Bill Property Tax paid receipt
  • Business Existence Proof: Vat Registration License or service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years old)
  • GST Monthly 3B Returns. ( Latest 6 months or 1 years to till date )
  • Income Proof: ( IT returns complete set latest 2 years along with 3CB & 3CD with Audit Report.)
  • Bank Statement: All savings banks statements of the applicants ( 6 months - till date)
Company All current a/c’s bank’s statements ( 6 months - till date, C C A/C, OD A/C.) C C A/C, OD A/C: sanction letter
  • DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.




Private limited company


  • Passport size coloured photograph ( applicant and co-applicant )
  • Photo Identity Proof of all directors: Any two from following:
PAN Card* AADHAR Card* Passport Driving License Voter ID
  • Company PAN Card.
  • Incorporation certificate with MOA & AOA.
  • Latest form 20B and share holding patterns.
  • Applicant Residence Address Proof & Office Address Proof: Any One from the following;
Latest 2 months Landline telephone bill Latest 2 months Post Paid Mobile Bills. Gas Bill with Bond Banker’s Verification/ Passbook with stamp on photograph along with applicant’s signature. Valid rental agreements and latest electricity bill
  • Property Ownership proof of all directors: Any one from the following:
Property Documents Electricity Bill Water Bill Property Tax paid receipt
  • Business Existence Proof: VAT Registration license Or Service Tax Registration License + GST Registration Certificate. ( Minimum should be 3 years old )
  • GST Monthly 3B returns. ( Latest 6 months or 1 year to till date)
  • Income Proof : Company IT returns & individual ITR of all directors, complete set of latest 2 years along with 3CA & 3CB and Annexure ‘A’ schedules required
  • Bank statement:
All savings banks statements of the applicants ( 6 months - till date) Company all current a/c’s bank’s statements ( 6 months - till date, C C A/C, OD A/C)
  • C C A/C, OD A/C sanction letter
  • DETAILS OF ALL EXISTING LOANS: Please submit sanction letter, Payment Track Record.
  • Visiting card.






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