Personal Loan
A personal loan is a collateral-free loan, that you do not have to provide any asset as security to the bank/NFBC. The loan amount is quickly dispersed within 48 hours of loan approval. Interest rate starts at 10.99%, which is much cheaper than other unsecured loans like credit cards, where rates can be as high as 36%. The tenure is flexible, between 1 year and 5 years. The loan application process is completely online and there is only minimal paperwork involved.
Building Better
Financial Future
The ultimate goal of saving is to reach financial independence
ELIGIBILITY PARAMETERS
Business Loans up to ₹ 2 Crore
Fast Business Loan Processing
Fast Turnaround Time
No collateral required
Flexible Repayments
Extended Loan Tenure
Documents Required
Latest 6 months bank statement ( where salary/income is credited )
SALARIED
3 Latest salary slips
SALARIED
Last 2 years ITR with computation of income / CA certified financials
SALARIED
Proof of turnover ( Latest Sales / Service tax returns )
SALARIED
Proof of Continuity of the current job - Form 16 / Company appoinment letter
SALARIED
Proof of Continuity of the current position - IT returns / Shop establishment / Sales tax returns /Service tax returns / SSI certificate / Import and Export license
SALARIED
Proof of identity - Passport / Driving licence Voters ID / PAN card / Photo credit card / Employee card (any one)
SALARIED
Proof Of Residence - Ration card / Utility bill / LIC policy receipt ( any one )
SALARIED
Proof of Office - Lease deed / Utility bill / Muncipal tax receipt / Title deed ( any one )
SALARIED
Proof of Qualification - Highest Degree ( for Professionals / Govt employees )
SALARIED
Residence / Office ownership proof - Electricity bill , Share Certificate Agreement ( if pagdi ) (any one)
SALARIED
If Pvt ltd Firm - MOA & AOA , ROC , Annual returns , Auditor's report, Director's report , Share Holding Pattern , 3CB & 3CD
SALARIED
If Partnership Firm - Partnership deed
SALARIED
